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📜 Software License Agreement

STAKS Mobile Application by Panoramix LLC

Effective Date: January 1, 2025

Licensor: Panoramix LLC
Location: Los Angeles, California, United States
Contact: privacy@staks.in

Table of Contents

  1. Grant of License
  2. Scope of License
  3. License Restrictions
  4. Intellectual Property Rights
  5. Third-Party Components
  6. Updates and Modifications
  7. Data Collection and Privacy
  8. Disclaimer of Warranties
  9. Limitation of Liability
  10. Indemnification
  11. Termination
  12. Export Compliance
  13. Governing Law and Jurisdiction
  14. Entire Agreement
  15. Contact Information

1. Grant of License

Subject to your compliance with this License Agreement ("Agreement"), Panoramix LLC ("Licensor", "we", "us", or "our") grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the STAKS mobile application ("App" or "Software") on devices that you own or control, solely for your personal, non-commercial use.

Important: This is a license agreement, not a sale. You do not acquire any ownership rights to the Software. All rights not expressly granted to you are reserved by Panoramix LLC.

2. Scope of License

Permitted Uses

You may:

  • Install and use the App on devices you own or control (iOS and Android)
  • Access real-time cryptocurrency market data and trading features
  • Use portfolio tracking, analytics, and educational resources
  • Use practice mode with virtual funds for educational purposes
  • Enable automated trading features (auto-buy, auto-sell) subject to your configuration
  • Receive push notifications for price alerts and trade confirmations
  • Access your account across multiple devices using the same credentials

App-Specific Features Licensed

This license specifically covers your use of:

  • Trading Interface: Real-time cryptocurrency trading through regulated Broker Partners
  • Market Data: Live price feeds, charts, and market analytics powered by CoinAPI and Kraken
  • Portfolio Management: Track purchased cryptocurrencies with real-time profit/loss calculations
  • Automated Trading: Configure auto-buy triggers based on price jumps, hotness, and volatility filters
  • Auto-Sell Features: Set stop-loss and take-profit thresholds with optional confirmation
  • Authentication System: Multi-method authentication including email/password, magic links, OTP, biometric, and social login
  • Practice Mode: Risk-free trading simulation with virtual funds
  • Notification System: Real-time alerts for price movements and trade confirmations

3. License Restrictions

You expressly agree that you will NOT:

Prohibited Modifications

  • Modify, adapt, translate, or create derivative works of the Software
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code
  • Remove, alter, or obscure any copyright, trademark, or proprietary notices
  • Bypass, disable, or circumvent any security features or access controls

Prohibited Distribution

  • Sell, rent, lease, sublicense, or distribute the Software to third parties
  • Make the Software available over a network where it could be used by multiple devices simultaneously
  • Transfer your license to another person or entity
  • Publish or share your account credentials with others

Prohibited Uses

  • Use the Software for any illegal, fraudulent, or unauthorized purpose
  • Use automated systems, bots, or scripts without express written permission
  • Attempt to gain unauthorized access to our servers, systems, or networks
  • Interfere with or disrupt the integrity or performance of the Software
  • Transmit viruses, malware, or other harmful code through the Software
  • Use the Software to manipulate markets or engage in wash trading
  • Violate any applicable laws, regulations, or third-party rights

Violation of these restrictions may result in immediate termination of your license and legal action.

4. Intellectual Property Rights

Ownership

The Software, including all source code, object code, algorithms, user interface designs, architecture, class libraries, documentation, and all intellectual property rights therein, is and shall remain the exclusive property of Panoramix LLC and its licensors.

Protected Elements

The following are protected by copyright, trademark, patent, and other intellectual property laws:

  • Software Code: All source code, compiled code, and software architecture
  • User Interface: Screen designs, layouts, navigation patterns, and visual elements
  • Algorithms: Trading algorithms, auto-buy/auto-sell logic, and price analysis systems
  • Branding: STAKS name, logo, trademarks, and service marks
  • Content: Text, graphics, images, icons, charts, and educational materials
  • Data Structures: Database schemas, data models, and API structures
  • Documentation: User guides, technical documentation, and help resources

Trademarks

"STAKS" and the STAKS logo are trademarks of Panoramix LLC. You may not use these trademarks without our prior written consent. All other trademarks mentioned in the Software are the property of their respective owners.

User-Generated Content

You retain ownership of any content you create or upload through the Software. However, by using the Software, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content solely for the purpose of providing and improving our services.

5. Third-Party Components and Services

Third-Party Software

The Software incorporates certain third-party software components and open-source libraries, which are subject to their own license terms. These include but are not limited to:

  • React Native and Expo SDK (MIT License)
  • Various npm packages and dependencies
  • Charting and visualization libraries
  • Authentication and security libraries

A complete list of third-party components and their licenses is available within the App or upon request.

Third-Party Services

The Software integrates with the following third-party services:

  • Broker Partners: Regulated cryptocurrency brokers for trade execution
  • CoinAPI: Real-time cryptocurrency market data provider
  • Kraken API: Cryptocurrency exchange data and pricing
  • Supabase: Authentication and database services
  • Google/Apple: Social authentication and app distribution
  • Push Notification Services: Apple Push Notification Service (APNS) and Firebase Cloud Messaging (FCM)

Your use of these third-party services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, functionality, or policies of third-party services.

6. Updates and Modifications

Automatic Updates

The Software may automatically download and install updates, upgrades, patches, and bug fixes ("Updates") to improve functionality, security, and performance. You consent to such automatic Updates as part of your use of the Software.

Feature Changes

We reserve the right to modify, suspend, or discontinue any features or functionality of the Software at any time, with or without notice. This includes but is not limited to:

  • Trading features and automated trading capabilities
  • Market data sources and providers
  • Supported cryptocurrencies and trading pairs
  • User interface and navigation
  • Integration with Broker Partners

Version Requirements

We may require you to update to the latest version of the Software to continue using certain features or services. Older versions may be discontinued or may not function properly.

7. Data Collection and Privacy

Your use of the Software is subject to our Privacy Policy, which is incorporated into this Agreement by reference.

Data We Collect

The Software collects and processes the following types of data:

  • Account Information: Name, email, authentication credentials
  • Trading Data: Transaction history, portfolio holdings, trading preferences
  • Usage Analytics: App interactions, feature usage, performance metrics
  • Device Information: Device type, OS version, IP address, unique identifiers
  • Location Data: Approximate location for compliance and security purposes
  • Notification Tokens: Push notification device tokens

Data Usage

We use collected data to:

  • Provide and improve the Software and services
  • Execute trades through Broker Partners
  • Send price alerts and trade notifications
  • Detect fraud and ensure security
  • Comply with legal and regulatory requirements
  • Analyze usage patterns and optimize performance

Important: STAKS is a non-custodial platform. We do NOT store, manage, or have access to your cryptocurrency private keys or funds. All assets are held by Broker Partners.

8. Disclaimer of Warranties

No Warranty

THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, QUIET ENJOYMENT, ACCURACY, OR INTEGRATION.

Specific Disclaimers

We specifically disclaim any warranties regarding:

  • Availability: The Software will be uninterrupted, timely, secure, or error-free
  • Accuracy: Market data, prices, or analytics will be accurate, complete, or current
  • Results: Use of the Software will meet your requirements or achieve specific results
  • Defects: Errors or defects will be corrected
  • Security: The Software is completely secure or free from viruses or harmful components
  • Trading Outcomes: Automated trading features will generate profits or prevent losses
  • Third Parties: Third-party services, Broker Partners, or data providers will perform as expected

No Investment Advice

IMPORTANT: The Software does not provide investment, financial, legal, or tax advice. All information, data, and features are provided for informational and educational purposes only. You are solely responsible for your investment decisions and should consult with qualified professionals before making any financial decisions.

Trading Risks

Cryptocurrency trading involves substantial risk of loss. You acknowledge and accept that:

  • Cryptocurrency markets are highly volatile and unpredictable
  • Past performance does not guarantee future results
  • You may lose some or all of your invested capital
  • Automated trading features do not guarantee profits
  • Market conditions can change rapidly and unexpectedly
  • Technical issues may prevent timely execution of trades

9. Limitation of Liability

Maximum Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PANORAMIX LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, or business opportunities
  • Loss of data or information
  • Loss of cryptocurrency or other digital assets
  • Trading losses or missed trading opportunities
  • Cost of substitute goods or services
  • Business interruption or downtime
  • Reputational harm or goodwill
  • Any other intangible losses

Causes of Liability

This limitation applies regardless of the cause of action, whether based on:

  • Breach of contract or warranty
  • Negligence or strict liability
  • Tort or any other legal theory
  • Failure of essential purpose of any limited remedy

Cap on Direct Damages

To the extent permitted by law, our total aggregate liability for any claims arising out of or relating to this Agreement or your use of the Software shall not exceed the greater of: (a) $100 USD, or (b) the amount you paid to us for use of the Software in the 12 months preceding the claim.

Specific Exclusions

We shall not be liable for any damages or losses resulting from:

  • Your use or inability to use the Software
  • Unauthorized access to your account or data
  • Errors, bugs, or interruptions in the Software
  • Actions or omissions of Broker Partners or third-party services
  • Market volatility or cryptocurrency price fluctuations
  • Failure of automated trading features to execute as expected
  • Network connectivity issues or device malfunctions
  • Your violation of this Agreement or applicable laws

Essential Basis of Bargain

You acknowledge that these limitations of liability are an essential element of the agreement between you and Panoramix LLC, and that we would not provide the Software without these limitations.

10. Indemnification

You agree to indemnify, defend, and hold harmless Panoramix LLC, its parent companies, subsidiaries, affiliates, officers, directors, employees, agents, licensors, and suppliers (collectively, the "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and court costs) arising out of or relating to:

  • Your use or misuse of the Software
  • Your violation of this Agreement or any applicable laws or regulations
  • Your violation of any rights of third parties, including intellectual property rights
  • Your trading activities and investment decisions
  • Any content you submit, post, or transmit through the Software
  • Your breach of any representations or warranties made in this Agreement
  • Unauthorized access to your account resulting from your failure to protect your credentials

Defense and Settlement

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate with our defense of such claims and not to settle any such claim without our prior written consent.

11. Termination

Termination by You

You may terminate this license at any time by:

  • Uninstalling and deleting the Software from all your devices
  • Ceasing all use of the Software and services
  • Requesting account deletion via our data deletion page or by emailing privacy@staks.in

Termination by Us

We reserve the right to suspend or terminate your license and access to the Software immediately, with or without notice, for any reason, including but not limited to:

  • Violation of this Agreement or our Terms of Service
  • Fraudulent, illegal, or abusive activity
  • Unauthorized access attempts or security breaches
  • Extended period of inactivity (typically 12+ months)
  • Request by law enforcement or regulatory authorities
  • Discontinuation of the Software or services
  • Failure to comply with KYC/AML requirements

Effect of Termination

Upon termination of this license:

  • Your right to use the Software immediately ceases
  • You must uninstall and delete all copies of the Software
  • We may delete your account data in accordance with our Privacy Policy
  • Sections of this Agreement that by their nature should survive termination shall remain in effect, including but not limited to: Intellectual Property Rights, Disclaimers, Limitation of Liability, Indemnification, and Governing Law

No Refunds

Termination of this license does not entitle you to any refund of fees paid, except as required by applicable law or as expressly stated in our refund policy.

12. Export Compliance

The Software and related technology may be subject to U.S. export control laws and regulations, including the Export Administration Regulations (EAR) maintained by the U.S. Department of Commerce.

Your Obligations

You represent and warrant that:

  • You are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services
  • You are not listed on any U.S. government list of prohibited or restricted parties, including the Treasury Department's Specially Designated Nationals List or the Commerce Department's Denied Persons List
  • You will not use the Software for any purposes prohibited by U.S. law, including but not limited to the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons
  • You will comply with all applicable export and re-export control laws and regulations

Restricted Countries

The Software may not be downloaded, exported, or re-exported to or used by persons or entities in countries or regions subject to U.S. economic sanctions or trade embargoes, including but not limited to:

  • Cuba, Iran, North Korea, Syria, and the Crimea region of Ukraine
  • Any other countries designated by the U.S. government

13. Governing Law and Jurisdiction

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of law principles.

Jurisdiction and Venue

Any legal action or proceeding arising out of or relating to this Agreement shall be brought exclusively in the federal or state courts located in Los Angeles County, California. You hereby consent to the personal jurisdiction and venue of such courts.

Dispute Resolution

Before filing any legal action, you agree to first attempt to resolve any dispute informally by contacting us at privacy@staks.in. We will attempt to resolve the dispute informally within 60 days.

Arbitration

If informal resolution is unsuccessful, any disputes arising out of or relating to this Agreement shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association (AAA), except where prohibited by law. The arbitration shall be conducted in Los Angeles, California, and judgment on the arbitration award may be entered in any court having jurisdiction.

Class Action Waiver

YOU AGREE THAT ANY ARBITRATION OR LEGAL PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

Exceptions

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

14. Entire Agreement and Miscellaneous

Entire Agreement

This Agreement, together with our Terms of Service and Privacy Policy, constitutes the entire agreement between you and Panoramix LLC regarding the Software and supersedes all prior or contemporaneous understandings and agreements, whether written or oral.

Amendments

We reserve the right to modify this Agreement at any time. We will notify you of material changes through the Software, via email, or by posting a notice on our website. Your continued use of the Software after such notification constitutes acceptance of the modified Agreement. If you do not agree to the modifications, you must stop using the Software and uninstall it.

Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, it shall be severed from this Agreement. The remaining provisions shall continue in full force and effect.

Waiver

No waiver of any term or condition of this Agreement shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Our failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

Assignment

You may not assign, transfer, or delegate this Agreement or your rights and obligations hereunder without our prior written consent. We may assign this Agreement without restriction. Any attempted assignment in violation of this section shall be null and void.

Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

Relationship of Parties

This Agreement does not create any agency, partnership, joint venture, employment, or franchisee relationship between you and Panoramix LLC. You have no authority to bind us or make any commitments on our behalf.

Notices

All notices under this Agreement shall be in writing and shall be deemed given when delivered personally, sent by confirmed email, or three days after being sent by certified mail, return receipt requested, to the addresses specified in this Agreement.

15. Contact Information

Panoramix LLC

Los Angeles, California, United States

📧 Email: privacy@staks.in

🌐 Website: https://staks.in

For questions about this License Agreement, please contact us at the email address above. For technical support, visit our Help Center.

TL;DR - Quick Summary

This is a license to use STAKS, not a sale. You can use the app for personal cryptocurrency trading, but you can't modify, reverse engineer, or redistribute it. We own all intellectual property rights. The software is provided "as is" without warranties. We're not liable for trading losses or technical issues. You're responsible for your investment decisions. We can terminate your license for violations. Questions? Email privacy@staks.in.

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Panoramix LLC | Los Angeles, California, United States

Contact: privacy@staks.in